Bank of America Mortgage Center1 With a Bank of America mortgage, you can prequalify online, get a customized rate and lock it in over the phone. Buy a home Find out how much you can afford before you shop. Increase your negotiating power by prequalifying online. Simple, secure form. Takes just minutes to complete. Get a competitive rate customized for your needs. Lock your rate in over the phone. Prequalify To Buy a Home  Refinance Take advantage of today's competitive rates by refinancing your existing mortgage. Get a better rate. Reduce your monthly payments. Reduce your overall loan costs. Prequalify To Refinance a Home

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